Grading ROI Calculator
Grade it or sell it raw? Run the math.
Grading costs
Selling costs
Time and opportunity
What that money could earn if you flipped it instead of freezing it.
Outcome assumption
8 or lower, %
30.9
%Most cards are not 10s. Pull your real rates from GemRate and adjust down for tough cards like refractors and dark borders.
Break-even gem rate
29.9%
You need a 29.9% chance of a 10 for grading to beat selling raw.
Net if sold raw today
$12.35
Expected net if submitted
-$15.79
Verdict
Sell it raw.
Grading a card you plan to keep is a different decision. This math is for selling.
Expected net by gem rate
| 0% | 25% | 50% | 75% | 100% |
|---|---|---|---|---|
| -$53.48 | $1.62 | $56.72 | $111.82 | $166.92 |
Fees and grading costs change. The defaults here are a starting point, confirm current numbers before you submit.